It's Time!

It’s time to be more mindful about expenses.. that unnecessary purchases creates a big impact in my budget

It’s time for me to think about my children’s future. Even though they each have lives of their own, I still want to make sure they will be ok. I will settle all our debts so they will not inherit them anymore.

Saving for the future was never an option for me until my mom died almost four years ago. It was only then that I realized how hard it is to earn money. Since I got married last December 2001, my husband opted that we get life insurances for both of us because who knows we might get benefitted by such a proposal several years after. Read the rest of this entry »

I believe that it’s about time to start saving for me and my family’s future. I should act now in in safeguarding our financial and economic well-being and be able to save and invest. I have to start living beyond our budget and I need to overcome the temptation to buy things I can’t afford. Read the rest of this entry »

Being a MOM, my Family is my TOP Priority. I want them to have the BEST of everything but nobody can tell what Tomorrow will bring. It is very important to save up for emergencies. That is why I allocate 20% of our monthly income for emergencies. Read the rest of this entry »