It's Time!

It’s time to be more mindful about expenses.. that unnecessary purchases creates a big impact in my budget  Read More →

It’s time for me to think about my children’s future. Even though they each have lives of their own, I still want to make sure they will be ok. I will settle all our debts so they will not inherit them anymore.  Read More →

Saving for the future was never an option for me until my mom died almost four years ago. It was only then that I realized how hard it is to earn money. Since I got married last December 2001, my husband opted that we get life insurances for both of us because who knows we might get benefitted by such a proposal several years after. (more…)  Read More →

I believe that it’s about time to start saving for me and my family’s future. I should act now in in safeguarding our financial and economic well-being and be able to save and invest. I have to start living beyond our budget and I need to overcome the temptation to buy things I can’t afford. (more…)  Read More →

Being a MOM, my Family is my TOP Priority. I want them to have the BEST of everything but nobody can tell what Tomorrow will bring. It is very important to save up for emergencies. That is why I allocate 20% of our monthly income for emergencies. (more…)  Read More →