It's Time!

Setting financial goals and managing finances are very crucial and are healthier, if we started young. I always believe in saving and investing for future and the rest would sort itself out. Prior to saving, let’s review our finances. It’s important to start from the most essential ingredients, add in a few top priorities and pretty much save the rest. When we have been through that , work on how much we can save. We should be realistic about saving and only cut our leisure budget or make... (more...)

It’s Time!- made me realized that i dont have any savings nor do i have something that i would leave to my family in case something happened unexpectedly to me. It’s Time!-made me realized that even for myself, i have not secured anything for a comfortable retirement. All that i have been doing is going out of town, enjoying the scenery, (more…)  Read More →

i am a wife & a mother. i used to have 4-kids but now only left with 3. having a family has inspired me to be more hardworking, to be more practical in terms of expenses. but of course, having a family also means expenses beyond my control. its true (more…)  Read More →

The moment I started making my own money, I felt empowered and in control of my future. I had so many plans, to save for my own car, my own house, my own business. So many things seemed possible. But of course, once you start making money, you start spending money, and I spent my money – a lot. (more…)  Read More →

Since college days, my professor in Constitution always talks about investing in stock markets, treasury bonds and mutual funds. During that time, I thought it was some kind of marketing strategy for some networking companies. I didn’t care because I really had no idea what she was talking about. (more…)  Read More →