i am a wife & a mother. i used to have 4-kids but now only left with 3. having a family has inspired me to be more hardworking, to be more practical in terms of expenses. but of course, having a family also means expenses beyond my control. its true, some of our expenses are inevitable because all of us want quality of life. so there’s no better way to augment the gaps than work, work, work and save. and now, i have learned that what i was available to save, i should invest. it just feels so good to look to a brighter future ahead.





