For the past 6 years that I was in post-graduate school, “savings” has never been a part of my priorities. Not that I didn’t need to save but because my cash outflow has always been bigger than my inflow — with a family to support on top of my school fees and expenses. I would always justify then my financial status by saying that, “my education is my investment”. But now that I’m done with my studies, it’s time to really save. Further education is just one of the means towards an end – that is to be financially stable. My short term goal now is to make a good investment in mutual funds, say within the next 1 or 2 years. After all, the future looks good.





