My husband doesn’t believe in insurance. He sees it only as an addt’l expense. I was worried because we have no money in the bank to back us up when his time comes. After days of arguments and disagreements i was able to convince him to sign the nb application. I told him you will not pay a single cent. My secret, I enrolled it under salary savings scheme. Now our cute little MJ’s future is more secure, Tomorrow maybe too late… we will never know..now is the right time!
