It's Time!

I used to procrastinate when it comes to saving. Looking back I was the type who’d spend first before setting aside some of my money for later use. Now that I’ve been working for a few years, I’ve come to realize that the future will not take care of itself. Whatever and wherever we will be in the near future will depend on how we are doing today. Read the rest of this entry »

when i was in high school my friends usually call me kuripot.. coz i dont even treat them even though i have enough money. . instead i save it for future use.. i have my piggy bank at house and break it whenever i need to buy important things like for my school project Read the rest of this entry »

There are two widely heeded tenets in the world of finance that doesn’t seem to sit well with many Filipinos.

First, that investing is a long-term engagement, and second, that investments tend to grow more surely when done on a regular basis – weekly, every payday, every quarter or even bi-annually.

So maybe we’re not too guilty about investing regularly as we are at investing over the long term. After all, many of us subscribe to salary deduction savings schemes, participate in cooperatives, or at the very least, maintain our own “paluwagan” circles.

But why has it been difficult for us to keep our hands off of our investments before they even turn a year old? Perhaps because we see investments as equals and alternatives to savings when they are not. Read the rest of this entry »

I was a young engineer of a Japanese Multinational Company here in Manila and chose to relocate in Iloilo to enjoy the opportunity of promotion as the youngest Depot Head.
Read the rest of this entry »

Preparing for the future has been a goal of every responsible person. As we age, life teaches us to become selfless and be ‘other-oriented’ and we strive to earn not only for ourselves but for our children, spouse and the people we love. Sometimes we even give up our own personal Read the rest of this entry »