As early as age 20, I have started working and it would also be nice to retire early. 15-20 years form now, I would want to stay at home, put up my own business, have my own family and not worry about tuition fee, rent or medical fees. I would also want to travel, have enough time with my family and not waste it by working 24/7. I know that by working really hard and investing in something really good now would pay off someday. 5 or even 10 times your expectation.






I wasn’t really thinking about getting insurance right now that I’m still young and single, but once you really think about it, the sooner you get insured the better. I never really realized the importance of it but once you really think about the benefits, it’s really worth it. The time i reach my early 40′s, I can already retire and do whatever I want with my savings and make the most of my hard work.