For the longest time, I’ve been putting off anything that required delayed gratification.
I am a die-hard shopaholic and everybody I know knows that I can never ignore sale alerts and shop discount coupons.
As I thought I was progressing, being able to buy what I wanted, I was shocked to find that at times of real-life emergencies,
a pair of stilettos and a kick-ass dress can’t save you at all. Face it, money is not everything but it’s good to be prepared
and to not be caught unaware of life’s nasty emergencies.
After all, being broke was never glamorous.





Hi tara! Im glad that you realize those things, its better to have a long term investment than those luxuries
True. After how many days since I wrote this statement on this site, I am glad to report that I’m still on track on NOT spending for unnecessary things
Should you be intersted to know how you can maximize the money you set aside, let me know. Would be happy to help you,
Susan Vidal
Sun life Financial Advisor
Hi, Tara! Congratulations for realizing as early as now the importance and value of single cent that you earn. I also believe that you are already qualifying all the things that you need to buy if it is a WANT or a NEED. Well, it’s about time that you give yourself a special gift which you will benefit from it 10 to 20 yrs from now…. Let me know if you want to know that special gift….
Just like to share with you that during my young age like yours, I save 50% of my salary and the remaining 50% goes to expenditures. Aside from being an employee, I also have sideline during lunch break. I sell diff foodstuff and non-food items and whatever income that I earn in this sideline, I spend it for my everyday expenses…. after several years, I have huge amount of money, which I treated it as my personal hidden wealth…
Sarrah Francia-de Leon
Insurance Advisor
Sunlife Financial